You can even fill out a copy of one’s latest ITR you to definitely has an effective BIR stamp. I believe for it that, you are going to need to visit your RDO to locate stamped.
While you are a good freelancer or operator, you could potentially complete a copy of the audited ITR and you will BIR stamp. I did not test this you to definitely while the We was not the one who removed the mortgage and i also did not subscribe to feel co-borrower, however, I do believe this would mean taking your own latest ITR, and simply to take the newest safe front, your accounting instructions, into RDO.
If you find yourself functioning, you are able to choose submit your own specialized a month shell out slip dated at the least three months in advance of date away from app. Jay decided to complete about three in order to seal the offer, haha! The guy and submitted his COE and all of them.
This is exactly into the first rung on the ladder. Pag-IBIG tend to determine your distribution to check on their eligibility to apply to own property loan.
Once you have submitted these types of records on the internet, you’ll located a message compelling one purchase brand new control commission. We reduced Php step one,000. Ensure that you print-out a duplicate of one’s verification of one’s fee. You will have to promote so it so you can Pag-IBIG , and the most other requirements, once you’ve come invited to see their office using current email address otherwise a visit.
Here you will find the data files that you should give Pag-IBIG once you have become questioned to submit your articles actually:
1. Every modern duplicates of files you registered throughout the earliest techniques, except for the latest selfie. You should have their ID photocopied.
dos. A duplicate of one’s Special Fuel out of Attorneys toward agent. (In the event your owner is not on the Philippines)
https://availableloan.net/installment-loans-id/
The price of notarization is dependent upon this new decided selling price of the house specified on your bargain to offer.
They’re going to and query when planning on taking your own photographs together with your valid ID once again. This time around, it would be their workers who can make take to.
Assessment stage
Because the table manager looks more your write-ups and you may sees no inaccuracies, you’re requested to fund appraisal payment. We paid down Php 2,000.
We were told to go to to possess a visit from just one of their employees regarding your plan of the home appraisal. What are the results throughout the family assessment is that they will be sending representatives to always check our home to see if it meets their fundamental and you will standards.
They titled three days in advance of they decided to go to. The fresh new appraisers were within set by 8AM. They ran in the, appeared the fresh new measurements and you may didn’t really keep in touch with all of us anywhere near this much. They just went around to search for every single area in the home.
After that that has been it. We had been advised to wait due to their current email address if or not the financing has been acknowledged or not acknowledged; yet not, it already cautioned all of us your domestic we were trying get is actually short of step 1 meter in width on the criteria.
Mortgage Declined
I received an email off Pag-IBIG formally saying that the sized our home don’t fulfill their criteria, and therefore was you to definitely. Which had been the conclusion the feel……for now.
We felt submitting a letter out of reconsideration, nevertheless the current email address demonstrably reported that we had to address the newest matter and you may commit to putting some requisite transform, and that we did not. So we had to undertake the fate and you may move ahead.
Oh really, no less than we have achieved an existence skills that individuals normally use in the near future also to illustrate our kids when it’s their seek out purchase their house. We were, definitely, disappointed, however, we’ll keep the dreams up until we fundamentally find the place we could phone call household.